LOAN & MORTGAGE CONTRACTS

What is a Mortgage?

 A mortgage is a legal agreement that indicates the conditional right of ownership on an asset or property in exchange for lending money at a predetermined interest rate. When signing a mortgage contract there are various legal implications and we can help guide you through the process, providing you with sound advice that will ensure the process is finalised as efficiently as possible. 

RDF Lawyers have considerable experience in reviewing these documents which are frequently complicated and often involve trusts, companies and guarantees. Understanding the specifics of your mortgage contract will help you avoid unwanted surprises in the future and we will explain these matters in plain English so that your rights and obligations are clear. We also provide solicitor certificates which are often a requirement of the lender before the loan will be advanced